COVID-19 Alert: In these extraordinary times, we are here for you. Click HERE to book a phone meeting ASAP!

The State of Maryland just put a “stay at home” order in place. We are able to stay open due to being an essential business, however, we are temporarily closing our Salisbury location until this passes. We are also limiting face to face interaction and trying to communicate via phone or video conferences.

Our Blog

Simple Things You Can Do to Protect Yourself from Cyber Threats

With the recent cyber threats that impacted businesses and individuals it is a reminder that technology is exponentially expanding and proliferating our personal and professional lives more and more each day. While this brings its advantages and efficiencies, it also opens us up to many kinds of threats to our privacy and security.

Retirement Planning: Five Steps for Peace of Mind

When it comes to planning for retirement, peace of mind and relaxation are not the first emotions that come to mind. Though it is peace of mind and relaxation that people are ultimately striving for in their planning efforts.

Markets Go up and down but Keep Your Eye on the Prize

One of our responsibilities as an investment advisor is to help you put market news in its proper perspective, especially when the media is reporting global market corrections in the wake of political events.

If you're reading the popular press, you're seeing a lot of storm and fury having to do with the election, Russia, Brexit, Trump's first 100 days. As the popular media scrambles to explain the unexplainable – what is going on in the markets at the moment and how long it's going to last – we thought we'd share a headline of our own:

"The stock market is a giant distraction to the business of investing."

So said Vanguard founder John Bogle in his 2007 classic, "The Little Book of Common Sense Investing." These are timeless words to invest by, as is Bogle's deeper explanation of them:

"The expectations market is about speculation. The real market is about investing. The only logical conclusion: the stock market is a giant distraction that causes investors to focus on transitory and volatile investment expectations rather than on what is really important – the gradual accumulation of the returns earned by corporate business."

Invest in Your Children’s Financial Education

Parents look to raise their children to become responsible adults and capable of making prudent decisions throughout their lives. But for many children, lessons in money management and financial literacy fall by the wayside. This is unfortunate, because as adults they will need these skills to make important decisions about money and finances.

The Old-School Stool

The Old-School Stool  The proverbial “three-legged stool” of retirement funding traditionally comprised Social Security, a company pension and personal savings, but that stool has been wobbly for quite some time. In fact, the traditional pension has been replaced largely by employer-sponsored 401(k) plans. This development firmly places the responsibility of two of the three stool…