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Nearing Retirement? Steps to Take for a Confident Transition

All of us dream of a confident retirement. For some, the first thing that comes to mind when imagining retirement is simply relaxing. And while spending your days on the golf course might be fun for a while, true happiness in retirement is usually found in finding new routines, interests, and opportunities that a confident retirement can provide. The opportunity to do more of what you want to do and less of what you are bound to do is the true goal of retirement planning.

How Aging Can Impact Your Financial Plan

The retirement planning process requires preparing for the unexpected. What happens if your carefully laid plan is beset by an unforeseen medical issue? Chronic illnesses such as Alzheimer’s disease or Parkinson’s – or any other illness that inevitably leads to a substantially diminished physical or mental capacity – can quickly overwhelm even the most carefully constructed retirement plan. Having contingency conversations with your planner often and early will help establish the trust needed to facilitate open and honest communication in the event of such an unanticipated event.

Ease Your Concerns About Having Enough for Retirement

When working Americans think about retirement, many are fearful that their savings will not last as long as they need it to. According to 2016 research from the Transamerica Center for Retirement Studies, running out of money is the top concern for those approaching their retirement. People are living longer lives and retirement savings has not caught up with our increased longevity yet. There are things that you can do to reduce the risk of outliving your money and ease your fears about your retirement years.

Helping Your Aging Parents Get Organized and Age in Place

As people advance in age there are necessary steps to take to help them unburden the physical demands of getting around. Helping aging parents organize their physical space to ensure their ability to move safely through their home is important, but it is important to help them reduce their mental strain too.

Organizing paperwork and bills, showing them where and how to access vital information and reducing their clutter can help those in old age to stay safely in their homes without feeling overwhelmed and confined by clutter and disarray.  The following is a guide to help people stay independent and mentally and physically uncluttered as they age

How Do You Define Financial Success?

When it comes to happiness, success is often synonymous. But what, exactly, does that mean to you? If we see a person who is successful, it is often assumed that they are happy. On an existential level we should consider what it all means. In reality, we actually have no idea whether or not that person is either happy or successful; for a couple of reasons: First of all, we can only measure someone else’s success or happiness by what we know about them. Secondly, and more importantly, we can only measure someone else’s success or happiness by how we define success and happiness. There is really no way of knowing whether their measures are even similar to our own.