How Can I Maximize my Social Security Benefits?
The amount that you receive from Social Security is based upon your earnings history and the age at which you claim your benefit. Some people who are married or who…Read More
Are Social Security Benefits Taxable?
If your only income is Social Security, chances are it’s going to be tax-free. If you have other forms of reported income, it could count towards a formula called provisional…Read More
How Can I Pay The Least Amount of Taxes on My Money?
The key to paying the least amount of taxes is to have a great Tax advisor, Accountant or CPA. Tax laws are changing all the time. Sometimes in your favor,…Read More
How Do I Need For Retirement
Mandatory Expenses: -Food. -Fuel. -Healthcare. Are your mandatory Expenses Covered? Then you can look at essential expenses like: -Pensions. -Annuities. -401 (k). -IRA. -Retirement Account. With these essential expenses you…Read More
Can I Start Investing With a Small Amount Of Money?
The Key To Investing: -Invest Early & -Invest Often. Some financial products have limitations in terms of minimum account size. Other financial products may carry a commission or a transaction…Read More
Where Are Long-term Versus Short-term Capital Gains?
If you purchase something and sell it for a profit you’ve created a GAIN. The opposite creates a LOSS. A GAIN outside of a retirement account is going to be…Read More
Are CD’s Insured by Banks?
CD stands for Certificate of Deposit. It is a loanership investment meaning you are agreeing to loan the bank your money for a predetermined period of time and they are…Read More
When am I Able To Collect Social Security?
Let’s Talk Social Security- If you work for 10 years, you’re generally eligible for benefits as early as the age of 62 unless you are a widow, which you may…Read More
What Type Of Annuity Typically Utilizes Mutual Funds?
A variable annuity typically utilizes mutual funds. An annuity pays income on a regular basis, usually monthly, to the holders. With a variable annuity, money is invested in subaccounts. Similar…Read More
How Are Most Stocks Bought And Sold?
Investment Portfolio Needs: Retirement Income- Look at purchasing investments that generate dividends or interest payments. Growth- Look at purchasing investments oriented towards appreciation in the price of the investment.Read More