Let’s Talk Social Security-

If you work for 10 years, you’re generally eligible for benefits as early as the age of 62 unless you are a widow, which you may be eligible for them earlier.

Most Americans know when you turn 62, you can claim Social Security.

But we also know that isn’t the full retirement age.

In Social Security speak, your full retirement age is based upon your year of birth, generally between the age of 65 and 67.

You can delay and collect a larger benefit. But whether or not you should is going to be based on your entire financial picture and not just Social Security.

For most people Social Security is just a part of their overall financial picture, which is why we need to look at all the moving parts before we make that decision.